BankingMCP

Direct bank · Setup guide

Connect 1822direkt to Claude Code

This guide gives Claude Code read-only access to your 1822direkt account. You sign in to 1822direkt once in its own web form, add BankingMCP to Claude Code, and ask about balances and transactions. No app, no code.

Short answer

Yes, 1822direkt works. It is in the bank directory BankingMCP connects through, via XS2A (PSD2). Your assistant gets your balance and transactions, read-only, for €5 a month after a 7-day free trial. Nothing to install. Claude Code reads your 1822direkt accounts through BankingMCP: list accounts, read balances, search transactions. It cannot move money.

Connect 1822direkt to Claude Code now →

7 days free, then €5 a month. Cancel anytime.

Guide: connecting 1822direkt to Claude Code

Two parts, about five minutes: first you share your 1822direkt accounts with BankingMCP, then you add BankingMCP to Claude Code.

Share 1822direkt with BankingMCP

  1. Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
  2. In BankingMCP, search for “1822direkt” and sign in to 1822direkt in its own web form with your online banking ID and PIN. Your banking credentials never reach us.

Add BankingMCP to Claude Code

  1. Run the command shown here in your terminal.
  2. Start claude, run /mcp and authenticate: signing in happens in your browser.
  3. Ask Claude Code your first question, for example: “What's the balance on my 1822direkt account right now?”
Terminal
claude mcp add --transport http --scope user \
  bankingmcp https://banking-mcp.com/api/mcp

This address is the same for everyone, so it isn't a secret. Claude Code asks you to sign in and you approve the connection here.

Full Claude Code guide →

Good to know about 1822direkt

  • The directory lists 1822direkt under two bank codes, 500 502 01 and 500 502 22. Pick the one in your IBAN (its digits 5 to 12). You approve in the 1822TAN+ app.
  • If you share several accounts at 1822direkt, your assistant sees all of them. You can add more accounts later with one click.
  • Banks ask you to confirm access again after a set period. BankingMCP shows you when the 1822direkt consent expires; after that you log in once more.

Good to know about Claude Code

  • The user scope keeps the entry in your home folder. Avoid the project scope, which writes it to .mcp.json in your repository.
Connect 1822direkt to Claude Code now →

7 days free, then €5 a month. Cancel anytime.

Check 1822direkt

Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.

Searching…

1822direkt belongs to Frankfurter Sparkasse

1822direkt is the direct bank of Frankfurter Sparkasse, which owns all of it. It shares the Sparkasse's BIC, HELADEF1822.

Your assistant reads your 1822direkt accounts like any other: balances and transactions, read-only.

As of November 2026, from the bank directory. Banks change their products; check with the bank for the current state.

1822direkt: BIC, bank code and connection

BIC
HELADEF1822
Bank code
50050201
Seat
Frankfurt am Main
Connection
XS2A (PSD2)
You log in with
Shown in the bank's own web form
Pending transactions
Available
Standing orders
Available

From our copy of the bank directory, so it can lag behind a change at the bank. The check above is live.

What 1822direkt looks like in Claude Code

You

Which subscriptions are still charging my 1822direkt account, and what do they cost a year?

Claude Code

search_transactions· 1822direkt · last 12 months

Seven subscriptions charged your 1822direkt account in the last 12 months, together €1,086.40 a year. Two of them do the same job: you pay for two cloud storage plans.

Example conversation with fictional names and amounts.

What you can ask Claude Code about 1822direkt

  • “What's the balance on my 1822direkt account right now?”
  • “How much did I spend on groceries last month?”
  • “Which subscriptions are still charging my 1822direkt account?”
  • “Did both tenants pay their rent this month?”

Connecting 1822direkt through regulated bank access

  • Read-only. Over MCP your assistant only gets read tools: it can list accounts, read balances and search transactions. There is no payment tool in this connection.
  • You log in at 1822direkt itself. Access runs through finAPI, a PSD2-licensed account information service, and your banking credentials never reach BankingMCP.
  • BankingMCP doesn't keep your balances and transactions; it fetches them for each question your assistant asks. Only account details and an access log, kept for 90 days, are stored.
  • Every assistant gets its own address. Deactivate one and its access to your 1822direkt account stops immediately.

Questions about 1822direkt

What is MCP?
The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your 1822direkt account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
Does BankingMCP support 1822direkt?
Yes. 1822direkt is listed in the bank directory with a XS2A (PSD2) interface, which is how BankingMCP connects. The live check on this page confirms your exact institution.
Do I need to install an app to use 1822direkt with Claude Code?
No. BankingMCP runs in the browser on any computer or phone. You connect 1822direkt once, then add one address to Claude Code.
Does my assistant see my 1822direkt balance?
Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time 1822direkt last delivered it.
How up to date are my 1822direkt transactions?
Your assistant fetches your balance and transactions with every question and gets them as 1822direkt last delivered them, with a timestamp. If the 1822direkt consent expires, it only sees the last state until you log in again – and tells you so.
Can I use 1822direkt together with other banks?
Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.
What do I need to log in to 1822direkt?
1822direkt's own login form asks for: your online banking ID and PIN. You enter them at 1822direkt, not at BankingMCP and not in the chat.
Does my assistant see my 1822direkt login?
No. You log in at 1822direkt in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.
Do I need programming skills to use 1822direkt with Claude Code?
No. You connect 1822direkt in the browser and add one address to Claude Code. Every assistant has a step-by-step guide.
Can my assistant transfer money from my 1822direkt account?
No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
What happens if I want to cut off access?
Each assistant has its own address. Deactivate or remove the one you gave Claude Code and it stops working immediately, without touching your other assistants.

Banks related to 1822direkt

The same connection works for these. Each guide is set up for Claude Code.

Ready to connect 1822direkt to Claude Code?

7 days free, then €5 a month. Cancel anytime.