BankingMCP

Direct bank · Setup guide

Connect 1822direkt to your MCP client

This guide gives your MCP client read-only access to your 1822direkt account. You sign in to 1822direkt once in its own web form, add BankingMCP to your MCP client, and ask about balances and transactions. No app, no code.

Short answer

Yes, 1822direkt works. It is in the bank directory BankingMCP connects through, via XS2A (PSD2). Your assistant gets your balance and transactions, read-only, for €5 a month after a 7-day free trial. Nothing to install. your MCP client reads your 1822direkt accounts through BankingMCP: list accounts, read balances, search transactions. It cannot move money.

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Guide: connecting 1822direkt to your MCP client

Two parts, about five minutes: first you share your 1822direkt accounts with BankingMCP, then you add BankingMCP to your MCP client.

Share 1822direkt with BankingMCP

  1. Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
  2. In BankingMCP, search for “1822direkt” and sign in to 1822direkt in its own web form with your online banking ID and PIN. Your banking credentials never reach us.

Add BankingMCP to your MCP client

  1. Add the address shown here as a remote MCP server using the Streamable HTTP transport.
  2. Your client sends you here to sign in and approve it. No API key to copy.
  3. Ask your MCP client your first question, for example: “What's the balance on my 1822direkt account right now?”
MCP address
https://banking-mcp.com/api/mcp

This address is the same for everyone, so it isn't a secret. your MCP client asks you to sign in and you approve the connection here.

Full your MCP client guide →

Good to know about 1822direkt

  • The directory lists 1822direkt under two bank codes, 500 502 01 and 500 502 22. Pick the one in your IBAN (its digits 5 to 12). You approve in the 1822TAN+ app.
  • If you share several accounts at 1822direkt, your assistant sees all of them. You can add more accounts later with one click.
  • Banks ask you to confirm access again after a set period. BankingMCP shows you when the 1822direkt consent expires; after that you log in once more.

Good to know about your MCP client

  • Clients that can't sign in work too: add an assistant in BankingMCP and use its personal address instead. Treat that address like a password.
Connect 1822direkt to your MCP client now →

7 days free, then €5 a month. Cancel anytime.

Check 1822direkt

Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.

Searching…

1822direkt belongs to Frankfurter Sparkasse

1822direkt is the direct bank of Frankfurter Sparkasse, which owns all of it. It shares the Sparkasse's BIC, HELADEF1822.

Your assistant reads your 1822direkt accounts like any other: balances and transactions, read-only.

As of November 2026, from the bank directory. Banks change their products; check with the bank for the current state.

1822direkt: BIC, bank code and connection

BIC
HELADEF1822
Bank code
50050201
Seat
Frankfurt am Main
Connection
XS2A (PSD2)
You log in with
Shown in the bank's own web form
Pending transactions
Available
Standing orders
Available

From our copy of the bank directory, so it can lag behind a change at the bank. The check above is live.

What 1822direkt looks like in your MCP client

You

Which subscriptions are still charging my 1822direkt account, and what do they cost a year?

Other clients

search_transactions· 1822direkt · last 12 months

Seven subscriptions charged your 1822direkt account in the last 12 months, together €1,086.40 a year. Two of them do the same job: you pay for two cloud storage plans.

Example conversation with fictional names and amounts.

What you can ask your MCP client about 1822direkt

  • “What's the balance on my 1822direkt account right now?”
  • “How much did I spend on groceries last month?”
  • “Which subscriptions are still charging my 1822direkt account?”
  • “Did both tenants pay their rent this month?”

Connecting 1822direkt through regulated bank access

  • Read-only. Over MCP your assistant only gets read tools: it can list accounts, read balances and search transactions. There is no payment tool in this connection.
  • You log in at 1822direkt itself. Access runs through finAPI, a PSD2-licensed account information service, and your banking credentials never reach BankingMCP.
  • BankingMCP doesn't keep your balances and transactions; it fetches them for each question your assistant asks. Only account details and an access log, kept for 90 days, are stored.
  • Every assistant gets its own address. Deactivate one and its access to your 1822direkt account stops immediately.

Questions about 1822direkt

What is MCP?
The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your 1822direkt account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
Does BankingMCP support 1822direkt?
Yes. 1822direkt is listed in the bank directory with a XS2A (PSD2) interface, which is how BankingMCP connects. The live check on this page confirms your exact institution.
Do I need to install an app to use 1822direkt with your MCP client?
No. BankingMCP runs in the browser on any computer or phone. You connect 1822direkt once, then add one address to your MCP client.
Does my assistant see my 1822direkt balance?
Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time 1822direkt last delivered it.
How up to date are my 1822direkt transactions?
Your assistant fetches your balance and transactions with every question and gets them as 1822direkt last delivered them, with a timestamp. If the 1822direkt consent expires, it only sees the last state until you log in again – and tells you so.
Can I use 1822direkt together with other banks?
Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.
What do I need to log in to 1822direkt?
1822direkt's own login form asks for: your online banking ID and PIN. You enter them at 1822direkt, not at BankingMCP and not in the chat.
Does my assistant see my 1822direkt login?
No. You log in at 1822direkt in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.
Do I need programming skills to use 1822direkt with your MCP client?
No. You connect 1822direkt in the browser and add one address to your MCP client. Every assistant has a step-by-step guide.
Can my assistant transfer money from my 1822direkt account?
No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
What happens if I want to cut off access?
Each assistant has its own address. Deactivate or remove the one you gave your MCP client and it stops working immediately, without touching your other assistants.

Banks related to 1822direkt

The same connection works for these. Each guide is set up for your MCP client.

Use your MCP client with another bank

Every bank runs on the same plan for €5 a month. Connect several and your MCP client answers across all your accounts at once.

Ready to connect 1822direkt to your MCP client?

7 days free, then €5 a month. Cancel anytime.