BankingMCP

Neobank · Setup guide

Connect Holvi to your MCP client

This guide gives your MCP client read-only access to your Holvi account. You sign in to Holvi once in its own web form, add BankingMCP to your MCP client, and ask about balances and transactions. No app, no code.

Short answer

Yes, Holvi works. It is in the bank directory BankingMCP connects through, via XS2A (PSD2). Your assistant gets your balance and transactions, read-only, for €5 a month after a 7-day free trial. Nothing to install. your MCP client reads your Holvi accounts through BankingMCP: list accounts, read balances, search transactions. It cannot move money.

Connect Holvi to your MCP client now →

7 days free, then €5 a month. Cancel anytime.

Guide: connecting Holvi to your MCP client

Two parts, about five minutes: first you share your Holvi accounts with BankingMCP, then you add BankingMCP to your MCP client.

Share Holvi with BankingMCP

  1. Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
  2. In BankingMCP, search for “Holvi” and sign in to Holvi in its own web form. Your banking credentials never reach us.

Add BankingMCP to your MCP client

  1. Add the address shown here as a remote MCP server using the Streamable HTTP transport.
  2. Your client sends you here to sign in and approve it. No API key to copy.
  3. Ask your MCP client your first question, for example: “How much is in our Holvi business account right now?”
MCP address
https://banking-mcp.com/api/mcp

This address is the same for everyone, so it isn't a secret. your MCP client asks you to sign in and you approve the connection here.

Full your MCP client guide →

Good to know about Holvi

  • If you share several accounts at Holvi, your assistant sees all of them. You can add more accounts later with one click.
  • Banks ask you to confirm access again after a set period. BankingMCP shows you when the Holvi consent expires; after that you log in once more.

Good to know about your MCP client

  • Clients that can't sign in work too: add an assistant in BankingMCP and use its personal address instead. Treat that address like a password.
Connect Holvi to your MCP client now →

7 days free, then €5 a month. Cancel anytime.

Check Holvi

Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.

Searching…

Holvi for freelancers

Holvi is a business account for freelancers and small businesses, owned since 2021 by Keru Fintech Investments, which bought it from BBVA. Its plans include invoices and e-invoices; Business adds a DATEV export. Since October 2026 Holvi is also available in Austria with Austrian IBANs.

Your assistant sees the account's balance and transactions – enough to check which of your invoices have been paid.

As of November 2026, from Holvi's announcements and plan pages. Banks change their products; check with the bank for the current state.

Holvi: BIC, bank code and connection

BIC
HOLVDEB1XXX
Bank code
10017997
Seat
Berlin
Connection
XS2A (PSD2)
You log in with
Shown in the bank's own web form
Pending transactions
Not available
Standing orders
Not available

From our copy of the bank directory, so it can lag behind a change at the bank. The check above is live.

What Holvi looks like in your MCP client

You

Has the Müller GmbH invoice for €4,760 arrived in our Holvi account yet?

Other clients

search_transactions· Holvi · Müller GmbH

Yes. €4,760.00 arrived from Müller GmbH on 2 October, with invoice number 2026-118 in the reference. That was 9 days after the due date.

Example conversation with fictional names and amounts.

What you can ask your MCP client about Holvi

  • “How much is in our Holvi business account right now?”
  • “Which customer payments are still missing this month?”
  • “What were our five biggest expenses last quarter?”
  • “Build a 13-week cash forecast from our recurring payments.”

Connecting Holvi through regulated bank access

  • Read-only. Over MCP your assistant only gets read tools: it can list accounts, read balances and search transactions. There is no payment tool in this connection.
  • You log in at Holvi itself. Access runs through finAPI, a PSD2-licensed account information service, and your banking credentials never reach BankingMCP.
  • BankingMCP doesn't keep your balances and transactions; it fetches them for each question your assistant asks. Only account details and an access log, kept for 90 days, are stored.
  • Every assistant gets its own address. Deactivate one and its access to your Holvi account stops immediately.

Questions about Holvi

What is MCP?
The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your Holvi account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
Does BankingMCP support Holvi?
Yes. Holvi is listed in the bank directory with a XS2A (PSD2) interface, which is how BankingMCP connects. The live check on this page confirms your exact institution.
Do I need to install an app to use Holvi with your MCP client?
No. BankingMCP runs in the browser on any computer or phone. You connect Holvi once, then add one address to your MCP client.
Does my assistant see my Holvi balance?
Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time Holvi last delivered it.
How up to date are my Holvi transactions?
Your assistant fetches your balance and transactions with every question and gets them as Holvi last delivered them, with a timestamp. If the Holvi consent expires, it only sees the last state until you log in again – and tells you so.
Can I use Holvi together with other banks?
Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.
Does my assistant see my Holvi login?
No. You log in at Holvi in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.
Do I need programming skills to use Holvi with your MCP client?
No. You connect Holvi in the browser and add one address to your MCP client. Every assistant has a step-by-step guide.
Can my assistant transfer money from my Holvi account?
No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
What happens if I want to cut off access?
Each assistant has its own address. Deactivate or remove the one you gave your MCP client and it stops working immediately, without touching your other assistants.

Banks related to Holvi

The same connection works for these. Each guide is set up for your MCP client.

Use your MCP client with another bank

Every bank runs on the same plan for €5 a month. Connect several and your MCP client answers across all your accounts at once.

Ready to connect Holvi to your MCP client?

7 days free, then €5 a month. Cancel anytime.