Setup guide
Connect Cursor to your bank accounts
Cursor loads MCP servers from your home folder. Keep the address there rather than in a project, so it never lands in a repository.
Before you start
- Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
- Connect your bank through its own PSD2 web form. Your banking login stays with your bank.
- Add Cursor as an assistant to get a personal MCP address for it.
Add BankingMCP to Cursor
Cursor
AI code editor
Setup steps
- Copy your personal MCP address from BankingMCP.
- Add the entry shown here to
~/.cursor/mcp.json. - Check that BankingMCP is switched on in Cursor's MCP settings, then ask the agent.
Use the global file in your home folder rather than a project's .cursor/mcp.json, so your address never ends up in a repository.
~/.cursor/mcp.json
{
"mcpServers": {
"bankingmcp": {
"url": "https://banking-mcp.com/api/mcp/<your-token>"
}
}
}This address is an example. You get your own after signing up, and it works like a password.
What Cursor can do once it's connected
- list_accounts
- Lists your connected accounts with bank, IBAN and balance.
- get_balances
- Totals across all accounts, per currency, plus each account's balance.
- search_transactions
- Finds transactions by account, date range, merchant or purpose, income or spending and amount, with totals.
- list_transactions
- Loads all transactions page by page, optionally per account and date range, so your assistant can sort through them itself, e.g. for rent payments.
- refresh_accounts
- Loads the newest data your banks have delivered before answering.
These tools only read. Nothing can move money, and payments are not part of this connection.
Does your bank work?
Thousands of banks in Germany, Austria and across Europe. Search for yours before you sign up.
Questions about Cursor and BankingMCP
- Does Cursor see my banking login?
- No. You log in at your bank in its own web form. BankingMCP never receives your PIN or password, and neither does Cursor.
- Can Cursor move money?
- No. This connection is read-only: listing accounts, balances and transactions. There is no payment tool. Payments are planned as a separate, explicitly approved step.
- What happens if I want to cut off access?
- Each assistant has its own address. Deactivate or remove the one you gave Cursor and it stops working immediately, without touching your other assistants.