Setup guide
Connect VS Code to your bank accounts
VS Code runs MCP servers for Copilot's agent mode. Add BankingMCP to your user configuration and ask right in the chat panel.
Before you start
- 01Create a BankingMCP account. The first 7 days are free and need no payment details.
- 02Connect your bank through its own PSD2 web form. Your banking login stays with your bank.
- 03Add VS Code as an assistant to get a personal MCP address for it.
Add BankingMCP to VS Code
VS Code
GitHub Copilot agent mode
Setup steps
- 01Copy your personal MCP address from BankingMCP.
- 02Run MCP: Open User Configuration from the command palette and add the entry shown here.
- 03Start the server from the file or via MCP: List Servers, then use Copilot Chat in agent mode.
Needs VS Code 1.99 or later. On Copilot Business and Enterprise, an admin has to allow MCP servers.
MCP: Open User Configuration
{
"servers": {
"bankingmcp": {
"type": "http",
"url": "https://banking-mcp.com/api/mcp/<your-token>"
}
}
}This address is an example. You get your own after signing up, and it works like a password.
What VS Code can do once it's connected
- list_accounts
- Lists your connected accounts with bank, IBAN and balance.
- get_balances
- Totals across all accounts, per currency, plus each account's balance.
- search_transactions
- Finds transactions by account, date range, merchant or purpose, income or spending and amount, with totals.
- list_transactions
- Loads all transactions page by page, optionally per account and date range, so your assistant can sort through them itself, e.g. for rent payments.
- refresh_accounts
- Fetches current data from your banks before answering.
These tools only read. Nothing can move money, and payments are not part of this connection.
Does your bank work?
Thousands of banks in Germany, Austria and across Europe. Search for yours before you sign up.
Questions about VS Code and BankingMCP
- Does VS Code see my banking login?
- No. You log in at your bank in its own web form. BankingMCP never receives your PIN or password, and neither does VS Code.
- Can VS Code move money?
- No. This connection is read-only: listing accounts, balances and transactions. There is no payment tool. Payments are planned as a separate, explicitly approved step.
- What happens if I want to cut off access?
- Each assistant has its own address. Deactivate or remove the one you gave VS Code and it stops working immediately, without touching your other assistants.