Setup guide
Connect Claude Code to your bank accounts
One command adds BankingMCP to Claude Code for your user scope. From then on every session can ask about your accounts from the terminal.
Before you start
- Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
- Connect your bank through its own PSD2 web form. Your banking login stays with your bank.
- Keep your BankingMCP sign-in to hand: Claude Code sends you here to approve the connection.
Add BankingMCP to Claude Code
Claude Code
Terminal & IDE
Setup steps
- Sign up for BankingMCP and connect your bank.
- Run the command shown here in your terminal.
- Start
claude, run/mcpand authenticate: signing in happens in your browser.
The user scope keeps the entry in your home folder. Avoid the project scope, which writes it to .mcp.json in your repository.
Terminal
claude mcp add --transport http --scope user \ bankingmcp https://banking-mcp.com/api/mcp
This address is the same for everyone, so it isn't a secret. Claude Code asks you to sign in and you approve the connection here.
What Claude Code can do once it's connected
- list_accounts
- Lists your connected accounts with bank, IBAN and balance.
- get_balances
- Totals across all accounts, per currency, plus each account's balance.
- search_transactions
- Finds transactions by account, date range, merchant or purpose, income or spending and amount, with totals.
- list_transactions
- Loads all transactions page by page, optionally per account and date range, so your assistant can sort through them itself, e.g. for rent payments.
- refresh_accounts
- Loads the newest data your banks have delivered before answering.
These tools only read. Nothing can move money, and payments are not part of this connection.
Does your bank work?
Thousands of banks in Germany, Austria and across Europe. Search for yours before you sign up.
Sparkassenconnect to Claude Code
Volksbankenconnect to Claude Code
INGconnect to Claude Code
DKBconnect to Claude Code
N26connect to Claude Code
Trade Republicconnect to Claude Code
comdirectconnect to Claude Code
Deutsche Bankconnect to Claude Code
Commerzbankconnect to Claude Code
Postbankconnect to Claude Code
Questions about Claude Code and BankingMCP
- Does Claude Code see my banking login?
- No. You log in at your bank in its own web form. BankingMCP never receives your PIN or password, and neither does Claude Code.
- Can Claude Code move money?
- No. This connection is read-only: listing accounts, balances and transactions. There is no payment tool. Payments are planned as a separate, explicitly approved step.
- What happens if I want to cut off access?
- Each assistant has its own address. Deactivate or remove the one you gave Claude Code and it stops working immediately, without touching your other assistants.