BankingMCP

Setup guide

Connect Claude Code to your bank accounts

One command adds BankingMCP to Claude Code for your user scope. From then on every session can ask about your accounts from the terminal.

Before you start

  1. 01Create a BankingMCP account. The first 7 days are free and need no payment details.
  2. 02Connect your bank through its own PSD2 web form. Your banking login stays with your bank.
  3. 03Keep your BankingMCP sign-in to hand: Claude Code sends you here to approve the connection.

Add BankingMCP to Claude Code

Claude Code

Terminal & IDE

Setup steps

  1. 01Sign up for BankingMCP and connect your bank.
  2. 02Run the command shown here in your terminal.
  3. 03Start claude, run /mcp and authenticate: signing in happens in your browser.

The user scope keeps the entry in your home folder. Avoid the project scope, which writes it to .mcp.json in your repository.

Terminal
claude mcp add --transport http --scope user \
  bankingmcp https://banking-mcp.com/api/mcp

This address is the same for everyone, so it isn't a secret. Claude Code asks you to sign in and you approve the connection here.

What Claude Code can do once it's connected

list_accounts
Lists your connected accounts with bank, IBAN and balance.
get_balances
Totals across all accounts, per currency, plus each account's balance.
search_transactions
Finds transactions by account, date range, merchant or purpose, income or spending and amount, with totals.
list_transactions
Loads all transactions page by page, optionally per account and date range, so your assistant can sort through them itself, e.g. for rent payments.
refresh_accounts
Fetches current data from your banks before answering.

These tools only read. Nothing can move money, and payments are not part of this connection.

Does your bank work?

Thousands of banks in Germany, Austria and across Europe. Search for yours before you sign up.

Questions about Claude Code and BankingMCP

Does Claude Code see my banking login?
No. You log in at your bank in its own web form. BankingMCP never receives your PIN or password, and neither does Claude Code.
Can Claude Code move money?
No. This connection is read-only: listing accounts, balances and transactions. There is no payment tool. Payments are planned as a separate, explicitly approved step.
What happens if I want to cut off access?
Each assistant has its own address. Deactivate or remove the one you gave Claude Code and it stops working immediately, without touching your other assistants.

Try it with Claude Code

7 days free, no payment details. Then €5 a month, cancel anytime.