The MCP server for your bank accounts
Let your AI understand your money.
Any bank. Any AI.
Connect your bank accounts once. Then ask Claude, ChatGPT, Mistral, Hermes or Cursor about balances, spending and upcoming bills in plain language. Payments are next.
7-day free trial · Cancel anytime · Read-only by default
- Claude
- ChatGPT
- Mistral Le Chat
- Hermes Agent
- Cursor
- + any MCP client
For landlords
You
Create the 2025 service charge statement for Hafenweg 5 as a PDF.
Assistant
search_transactions· Hafenweg 5 · 2025
Done. The statement for Hafenweg 5 covers €4,812.40 in recoverable costs from 2025. The largest item was water.
- Service_charges_Hafenweg_5_2025.pdf
- WaterStadtwerke · 4 quarterly payments
- €1,684.20
- Building insuranceInsurer · 1 annual payment
- €1,411.80
- Property taxCity treasury · 4 quarterly payments
- €1,120.00
- Waste collectionWaste management · 4 quarterly payments
- €596.40
How it works
Three steps. A few minutes.
No spreadsheets, no CSV exports, no API keys. Go from the landing page to your first question about your finances before your coffee gets cold.
Start your free trial
Sign up with your email and add your payment details at Stripe. The first 7 days are free; cancel before they end and you pay nothing.
Connect your banks
Pick your bank and log in secure via PSD2-regulated flow. Your banking password never reaches us.
Plug in your AI
Add your BankingMCP MCP address to Claude, ChatGPT, Mistral or Cursor, approve access, and start asking questions.
Supported banks
Wherever you bank.
Savings bank or cooperative bank, direct bank, neobank or private bank: BankingMCP connects to thousands of banks in Germany and across Europe through regulated PSD2 access. To your AI, every bank looks the same, with the same tools and the same answers. Several banks at once, too.
- Savings banks
- Cooperative banks
- Direct banks
- Neobanks
- Private & major banks
- Business accounts
- + thousands more
Your agent, your choice
One connection. Every assistant you use.
BankingMCP speaks the Model Context Protocol, the open standard AI assistants use to reach tools. Connect one assistant or all of them, and switch whenever you like.
Claude
claude.ai, desktop & mobile apps
Setup steps
- Sign up for BankingMCP and connect your bank.
- In Claude, open Customize → Connectors, click + and choose Add custom connector.
- Name it BankingMCP, enter the address shown here and click Add.
- Click Connect, sign in with your BankingMCP email address and approve the connection.
- In a chat, enable BankingMCP in the tools menu and ask about your accounts.
Works on all Claude plans; the free plan allows one custom connector. On Team and Enterprise, an owner adds the connector under Organization settings → Connectors first.
https://banking-mcp.com/api/mcp
What your AI can do
Ask about your finances like you'd ask a friend.
Your assistant gets structured, up-to-date data straight from your banks, so its answers are grounded in real numbers instead of guesses.
Check balances
Every connected account in one answer: checking, savings and credit cards.
MCP tool: list_accounts · get_balances
Search transactions
Find that one payment by merchant, amount, reference or date range.
MCP tool: search_transactions
Understand spending
Categories, month-over-month trends, and subscriptions you forgot about.
MCP tool: list_transactions
Plan ahead
Recurring bills and income, weighed against what's actually in the account.
MCP tool: search_transactions · refresh_accounts
Payments, with you in the loop
Coming soonYour AI prepares the transfer: recipient, amount, reference. You approve it in your banking app. Nothing moves without your explicit confirmation.
Security & control
Your money. Your rules.
Giving an AI access to your finances should feel boring. That means clear limits, regulated infrastructure and an off switch that always works.
- Your bank login stays with your bank
- You authenticate. BankingMCP never sees or stores your banking credentials.
- Revoke in one click
- Disconnect an assistant or a bank at any time from your dashboard, effective immediately.
- Separate access per assistant
- Each AI you connect gets its own authorization, so you always know who can see what.
- Regulated bank access
- Bank connectivity runs under the EU's PSD2 framework, the same rails used by banking apps.
- No data selling
- Your financial data is used to answer your questions. We don't sell it or use it for advertising.
Pricing
One plan. Try it free for a week.
Everything is included. Use BankingMCP free for 7 days and only keep it if it earns its place.
BankingMCP
€5/ month
after your 7-day free trial · VAT included
Secure checkout by Stripe
- Connect up to 50 bank accounts
- Claude, ChatGPT, Mistral, Cursor & any MCP client
- Balances, transactions & spending insights
- Payments as soon as they launch
- Cancel anytime, no questions asked
FAQ
Questions, answered.
- Which banks can I connect?
- BankingMCP covers the vast majority of banks in Germany and a growing number across Europe. Use the bank search on this page to check yours before you sign up.
- Which AI assistants work with BankingMCP?
- Claude, ChatGPT, Mistral Le Chat and Cursor, plus any other client that supports remote MCP servers. You can connect several at once.
- Can my AI move money?
- Not today. BankingMCP is read-only. When payments launch, they'll be opt-in and every transfer will need your approval in your banking app, so an assistant can never send money on its own.
- What happens after the free trial?
- After 7 days your subscription continues at €5 per month, billed through Stripe. Cancel before the trial ends and you won't be charged.
- Does BankingMCP see my banking password?
- No. You log in to your bank through secure and hosted flow. BankingMCP only receives the account data you consent to share.
- What does the AI provider see?
- Only the data your assistant requests to answer a question, such as a balance or a list of transactions. That data is then handled under your AI provider's privacy terms, so check the settings of the assistant you connect.
- How do I disconnect?
- From your dashboard you can revoke any assistant or bank connection instantly, or delete your account and all associated data.
Your next money question is one prompt away.
Sign up, connect your banks, plug in your AI. Free for 7 days.
Get started →