Neobank · MCP server
Connect Trade Republic to Claude, ChatGPT and other AI assistants via MCP
BankingMCP is an MCP server for your Trade Republic account. Connect Trade Republic once through the regulated PSD2 web form, then add the MCP address to your assistant. It can read balances and transactions, and nothing else. No programming needed.
Short answer
Yes, Trade Republic works. It is in the bank directory BankingMCP connects through, and you log in with Telefonnummer and PIN. Your assistant gets your balance and transactions, read-only, for €5 a month after a 7-day free trial. Nothing to install.
Check Trade Republic
Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.
Searching…
Is there an official Trade Republic MCP?
No. Trade Republic offers no public API and no MCP server of its own (as of October 2026). The Trade Republic MCP servers on GitHub are private projects that rebuild the app's internal interface: you run them on your own computer and hand them your phone number and PIN.
BankingMCP takes a different route. The connection runs through finAPI, a BaFin-supervised account information service. You log in once in finAPI's form, and your assistant gets read-only access to accounts, balances and transactions – with nothing to install and no PIN in a config file.
Three ways to use Trade Republic with Claude or ChatGPT
Access
BankingMCP
finAPI, a BaFin-supervised account information service
Unofficial GitHub MCP
Rebuilt internal app interface of Trade Republic
Via a portfolio tracker
Your data is imported into the tracker; the assistant asks the tracker
Phone number and PIN
BankingMCP
Only in finAPI's form – never at BankingMCP or in the chat
Unofficial GitHub MCP
In environment variables or a config file on your computer
Via a portfolio tracker
With the tracker
Setup
BankingMCP
Add one address to Claude or ChatGPT
Unofficial GitHub MCP
Install Node.js or a compiled program locally
Via a portfolio tracker
Tracker account plus its AI connector
What the assistant sees
BankingMCP
Accounts, balances and transactions
Unofficial GitHub MCP
Depending on the project: positions, cash, prices
Via a portfolio tracker
What the tracker imported
Can it trade?
BankingMCP
No, read-only
Unofficial GitHub MCP
Some projects plan orders; one README warns of real trades
Via a portfolio tracker
No
Terms and support
BankingMCP
A paid service with support
Unofficial GitHub MCP
No support; one README warns the account may be suspended
Via a portfolio tracker
Depends on the tracker
Based on the public READMEs of the Trade Republic MCP projects on GitHub and Trade Republic's offering as of October 2026. Projects change; check the current state before you hand anyone your PIN.
Trade Republic: BIC, bank code and connection
- BIC
- TRBKDEBBXXX
- Bank code
- 10012345
- Seat
- Berlin
- You log in with
- Telefonnummer · PIN
- Pending transactions
- Not available
- Standing orders
- Not available
From our copy of the bank directory, so it can lag behind a change at the bank. The check above is live.
Connect Trade Republic over MCP in three steps
Create an account
Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
Connect Trade Republic
Choose Trade Republic and log in through its own PSD2 web form. Your banking credentials never reach us.
Set up your assistant
Add the MCP address to Claude, ChatGPT or another assistant. It picks up the banking tools on its own, and you ask your first question.
Good to know about Trade Republic
- Search for “Trade Republic” in the connection form.
- Trade Republic asks for Telefonnummer and PIN at login. You enter them in the bank's own form, not at BankingMCP and not in the chat.
- If you share several accounts at Trade Republic, your assistant sees all of them. You can add more accounts later with one click.
- Banks ask you to confirm access again after a set period. BankingMCP shows you when the Trade Republic consent expires; after that you log in once more.
What it looks like with Trade Republic
You
Which subscriptions are still charging my Trade Republic account, and what do they cost a year?
Assistant
search_transactions· Trade Republic · last 12 months
Seven subscriptions charged your Trade Republic account in the last 12 months, together €1,086.40 a year. Two of them do the same job: you pay for two cloud storage plans.
What you can ask once Trade Republic is connected
- “What's the balance on my Trade Republic account right now?”
- “How much did I spend on groceries last month?”
- “Which subscriptions are still charging my Trade Republic account?”
- “Did both tenants pay their rent this month?”
Assistants you can use with Trade Republic
Each one has its own setup guide. Connect one, or all of them.
Connecting Trade Republic through regulated bank access
- Read-only. Over MCP your assistant only gets read tools: it can list accounts, read balances and search transactions. There is no payment tool in this connection.
- You log in at Trade Republic itself. Access runs through finAPI, a PSD2-licensed account information service, and your banking credentials never reach BankingMCP.
- BankingMCP doesn't keep your balances and transactions; it fetches them for each question your assistant asks. Only account details and an access log, kept for 90 days, are stored.
- Every assistant gets its own address. Deactivate one and its access to your Trade Republic account stops immediately.
Questions about Trade Republic
- Is there an official Trade Republic API or MCP server?
- No. Trade Republic offers no public API and no MCP server of its own (as of October 2026). The MCP servers on GitHub are unofficial and rebuild the internal app interface.
- Does my assistant see my Trade Republic portfolio?
- BankingMCP delivers accounts, balances and transactions. Individual securities positions, prices and orders are not part of it.
- Can Claude or ChatGPT buy shares through BankingMCP?
- No. The connection is read-only and has no trading or payment tool.
- What is MCP?
- The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your Trade Republic account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
- Does BankingMCP support Trade Republic?
- Yes. Trade Republic is listed in the bank directory BankingMCP connects through, with a login by Telefonnummer and PIN. The live check on this page confirms your exact institution.
- Do I need to install an app to use Trade Republic with Claude or ChatGPT?
- No. BankingMCP runs in the browser on any computer or phone. You connect Trade Republic once, then add one address to your assistant.
- Does my assistant see my Trade Republic balance?
- Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time Trade Republic last delivered it.
- How up to date are my Trade Republic transactions?
- Your assistant fetches your balance and transactions with every question and gets them as Trade Republic last delivered them, with a timestamp. If the Trade Republic consent expires, it only sees the last state until you log in again – and tells you so.
- Can I use Trade Republic together with other banks?
- Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.
- What do I need to log in to Trade Republic?
- Trade Republic's own login form asks for: Telefonnummer and PIN. You enter them at Trade Republic, not at BankingMCP and not in the chat.
- Does my assistant see my Trade Republic login?
- No. You log in at Trade Republic in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.
- Do I need programming skills to use Trade Republic with Claude or ChatGPT?
- No. You connect Trade Republic in the browser and copy one address into your assistant's settings. Every assistant has a step-by-step guide.
- Can my assistant transfer money from my Trade Republic account?
- No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
Another account at a different bank?
Every bank runs on the same €5 monthly plan. Connect them together and your assistant answers across all your accounts at once.
Connect Trade Republic to your assistant via MCP
7 days free, then €5 a month. Cancel anytime.