Neobank · MCP server
Connect Wise to Claude, ChatGPT and other AI assistants via MCP
BankingMCP is an MCP server for your Wise account. Connect Wise once through the regulated PSD2 web form, then add the MCP address to your assistant. It can read balances and transactions, and nothing else. No programming needed.
Short answer
Check Wise with the live search below. If it shows up, your assistant gets your balance and transactions, read-only, for €5 a month after a 7-day free trial. Nothing to install.
Check Wise
Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.
Searching…
Connect Wise over MCP in three steps
Create an account
Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
Connect Wise
Choose Wise and log in through its own PSD2 web form. Your banking credentials never reach us.
Set up your assistant
Add the MCP address to Claude, ChatGPT or another assistant. It picks up the banking tools on its own, and you ask your first question.
Good to know about Wise
- Search for “Wise” in the connection form.
- If you share several accounts at Wise, your assistant sees all of them. You can add more accounts later with one click.
- Banks ask you to confirm access again after a set period. BankingMCP shows you when the Wise consent expires; after that you log in once more.
What it looks like with Wise
You
Which subscriptions are still charging my Wise account, and what do they cost a year?
Assistant
search_transactions· Wise · last 12 months
Seven subscriptions charged your Wise account in the last 12 months, together €1,086.40 a year. Two of them do the same job: you pay for two cloud storage plans.
What you can ask once Wise is connected
- “What's the balance on my Wise account right now?”
- “How much did I spend on groceries last month?”
- “Which subscriptions are still charging my Wise account?”
- “Did both tenants pay their rent this month?”
Assistants you can use with Wise
Each one has its own setup guide. Connect one, or all of them.
Connecting Wise through regulated bank access
- Read-only. Over MCP your assistant only gets read tools: it can list accounts, read balances and search transactions. There is no payment tool in this connection.
- You log in at Wise itself. Access runs through finAPI, a PSD2-licensed account information service, and your banking credentials never reach BankingMCP.
- BankingMCP doesn't keep your balances and transactions; it fetches them for each question your assistant asks. Only account details and an access log, kept for 90 days, are stored.
- Every assistant gets its own address. Deactivate one and its access to your Wise account stops immediately.
Questions about Wise
- What is MCP?
- The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your Wise account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
- Does BankingMCP support Wise?
- Use the check on this page: it searches the live bank directory. If your institution appears there, you can connect it.
- Do I need to install an app to use Wise with Claude or ChatGPT?
- No. BankingMCP runs in the browser on any computer or phone. You connect Wise once, then add one address to your assistant.
- Does my assistant see my Wise balance?
- Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time Wise last delivered it.
- How up to date are my Wise transactions?
- Your assistant fetches your balance and transactions with every question and gets them as Wise last delivered them, with a timestamp. If the Wise consent expires, it only sees the last state until you log in again – and tells you so.
- Can I use Wise together with other banks?
- Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.
- Does my assistant see my Wise login?
- No. You log in at Wise in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.
- Do I need programming skills to use Wise with Claude or ChatGPT?
- No. You connect Wise in the browser and copy one address into your assistant's settings. Every assistant has a step-by-step guide.
- Can my assistant transfer money from my Wise account?
- No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
Another account at a different bank?
Every bank runs on the same €5 monthly plan. Connect them together and your assistant answers across all your accounts at once.
