The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your Sparda-Bank account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.

Which login do I use?

Your Sparda-NetKey or alias and your online banking PIN, entered in your Sparda-Bank's own web form. You confirm with the TAN method you already use.

Does my assistant see my login details?

No. You log in through your Sparda-Bank's web form. Neither BankingMCP nor your assistant ever sees your NetKey, PIN or TAN.

Can my assistant transfer money from my Sparda-Bank account?

No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.

Which approval method do I need?

SecureGo plus, as in online banking. You confirm the access once when you connect, and again when the consent runs out.

What happens if I want to cut off access?

Each assistant has its own address. Deactivate or remove the one you gave VS Code and it stops working immediately, without touching your other assistants.

Banking group · Setup guide

Connect Sparda-Bank to VS Code

BankingMCP is an MCP server for your Sparda-Bank account, whichever of the 11 regional Sparda-Banken it is with. You connect your bank once through its regulated web form and add the MCP address to your assistant. From then on it reads balances and transactions – nothing more.

BankingMCP€5 a month

Short answer

All 11 Sparda-Banken are in the bank directory with an interface BankingMCP connects through. Your assistant gets balances and transactions, read-only, for €5 a month after a 7-day trial. There is nothing to install. VS Code reads your Sparda-Bank accounts through BankingMCP: list accounts, read balances, search transactions. It cannot move money.

Connect Sparda-Bank to VS Code now →

7 days free, then €5 a month. Cancel anytime.

Guide: connecting Sparda-Bank to VS Code

Two parts, about five minutes: first you share your Sparda-Bank accounts with BankingMCP, then you add BankingMCP to VS Code.

Share Sparda-Bank with BankingMCP

Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
In BankingMCP, search for your Sparda-Bank and sign in to it in its own web form. Your banking credentials never reach us.

Add BankingMCP to VS Code

In BankingMCP, add VS Code as an assistant and copy its personal MCP address.
Run MCP: Open User Configuration from the command palette and add the entry shown here.
Start the server from the file or via MCP: List Servers, then use Copilot Chat in agent mode.
Ask VS Code your first question, for example: “What's the balance on my Sparda-Bank account right now?”

MCP: Open User Configuration

{
  "servers": {
    "bankingmcp": {
      "type": "http",
      "url": "https://banking-mcp.com/api/mcp/<your-token>"
    }
  }
}

This address is an example. You get your own after signing up, and it works like a password.

Full VS Code guide →

Good to know about Sparda-Bank

You enter these in your Sparda-Bank's own form – not at BankingMCP and not in the chat. They are the same as for online banking.
Banks ask you to confirm access again after a set period. BankingMCP shows you when the your Sparda-Bank consent expires; after that you log in once more.

Good to know about VS Code

Needs VS Code 1.99 or later. On Copilot Business and Enterprise, an admin has to allow MCP servers.

Connect Sparda-Bank to VS Code now →

7 days free, then €5 a month. Cancel anytime.

Check your Sparda-Bank

Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.

Searching…

What the directory says about Sparda-Banken

Sparda-Banken in the bank directory: 11
Access via XS2A (PSD2): 11 Sparda-Banken
Most common login: Sparda-NetKey oder Alias + PIN (at 11 Sparda-Banken)

You enter these in your Sparda-Bank's own form – not at BankingMCP and not in the chat. They are the same as for online banking. From our copy of the bank directory, so it can lag behind a change at the bank. The check above is live.

What you can ask once your Sparda-Bank is connected

“What's the balance on my Sparda-Bank account right now?”
“How much did I spend on groceries last month?”
“Which subscriptions are still charging my Sparda-Bank account?”
“Did both tenants pay their rent this month?”

Sparda-Bank at a glance

All Sparda-Banken now run on Atruvia's banking system, the one the Volksbanken use; Sparda-Bank West was the last to move, in October 2025. You log in with your Sparda-NetKey – “Sparda” plus your customer number – or your alias, and your PIN, and approve in SecureGo plus.

Each Sparda-Bank is its own bank with its own bank code. The list below shows all of them with code and BIC.

As of November 2026, from the Sparda-Banken's online banking guides and the IT Finanzmagazin report on Sparda-Bank West. Banks change their products; check with the bank for the current state.

All 11 Sparda-Banken

The regional Sparda-Banken in the bank directory. The check above shows how yours connects. Sorted by the first digit of the bank code, which follows the Bundesbank's regions, each with bank code and BIC.

Berlin, Brandenburg, Mecklenburg-Western Pomerania

1 institutions

Sparda-Bank Berlin eG · 12096597 · GENODEF1S10

Hamburg, Schleswig-Holstein, Lower Saxony, Bremen

2 institutions

Sparda-Bank Hamburg eG · 20690500 · GENODEF1S11
Sparda-Bank Hannover eG · 25090500 · GENODEF1S09

Rhineland

1 institutions

Sparda-Bank West · 33060592 · GENODED1SPW

Hesse, Rhineland-Palatinate, Saarland

2 institutions

Sparda-Bank Hessen · 50090500 · GENODEF1S12
Sparda-Bank Südwest eG · 55090500 · GENODEF1S01

Baden-Württemberg

1 institutions

Sparda-Bank Baden-Württemberg · 60090800 · GENODEF1S02

Bavaria

4 institutions

Sparda-Bank Augsburg eG · 72090500 · GENODEF1S03
Sparda-Bank München · 70090500 · GENODEF1S04
Sparda-Bank Nürnberg · 76090500 · GENODEF1S06
Sparda-Bank Ostbayern eG · 75090500 · GENODEF1S05

Questions about Sparda-Banken

What is MCP?: The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your Sparda-Bank account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
Does every Sparda-Bank work with BankingMCP?: All 11 Sparda-Banken are in the bank directory with an interface BankingMCP connects through. The live check on this page confirms yours.
Which login do I use?: Your Sparda-NetKey or alias and your online banking PIN, entered in your Sparda-Bank's own web form. You confirm with the TAN method you already use.
Does my assistant see my login details?: No. You log in through your Sparda-Bank's web form. Neither BankingMCP nor your assistant ever sees your NetKey, PIN or TAN.
Can my assistant transfer money from my Sparda-Bank account?: No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
Which approval method do I need?: SecureGo plus, as in online banking. You confirm the access once when you connect, and again when the consent runs out.
What happens if I want to cut off access?: Each assistant has its own address. Deactivate or remove the one you gave VS Code and it stops working immediately, without touching your other assistants.

More assistants for Sparda-Bank

Same Sparda-Bank connection, another assistant. Each guide follows that assistant's own settings.

Use VS Code with another bank

Every bank runs on the same plan for €5 a month. Connect several and VS Code answers across all your accounts at once.

All banks →

Ready to connect Sparda-Bank to VS Code?

7 days free, then €5 a month. Cancel anytime.

Connect Sparda-Bank to VS Code now →