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Neobank · Setup guide

Connect bunq to Windsurf

This guide gives Windsurf read-only access to your bunq account. You sign in to bunq once in its own web form, add BankingMCP to Windsurf, and ask about balances and transactions. No app, no code.

BankingMCP€5 a month

Short answer

Yes, bunq works. It is in the bank directory BankingMCP connects through, via XS2A (PSD2). Your assistant gets your balance and transactions, read-only, for €5 a month after a 7-day free trial. Nothing to install. Windsurf reads your bunq accounts through BankingMCP: list accounts, read balances, search transactions. It cannot move money.

Connect bunq to Windsurf now →

7 days free, then €5 a month. Cancel anytime.

Guide: connecting bunq to Windsurf

Two parts, about five minutes: first you share your bunq accounts with BankingMCP, then you add BankingMCP to Windsurf.

Share bunq with BankingMCP

  1. Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
  2. In BankingMCP, search for “bunq” and sign in to bunq in its own web form. Your banking credentials never reach us.

Add BankingMCP to Windsurf

  1. In BankingMCP, add Windsurf as an assistant and copy its personal MCP address.
  2. Add the entry shown here to ~/.config/devin/mcp_config.json, or run devin mcp add bankingmcp followed by your address.
  3. Reload the agent and ask about your accounts.
  4. Ask Windsurf your first question, for example: “What's the balance on my bunq account right now?”
~/.config/devin/mcp_config.json
{
  "mcpServers": {
    "bankingmcp": {
      "url": "https://banking-mcp.com/api/mcp/<your-token>",
      "transport": "http"
    }
  }
}

This address is an example. You get your own after signing up, and it works like a password.

Full Windsurf guide →

Good to know about bunq

  • If you share several accounts at bunq, your assistant sees all of them. You can add more accounts later with one click.
  • Banks ask you to confirm access again after a set period. BankingMCP shows you when the bunq consent expires; after that you log in once more.

Good to know about Windsurf

  • Still on the older Cascade agent? Add the same address as serverUrl in ~/.codeium/windsurf/mcp_config.json.
Connect bunq to Windsurf now →

7 days free, then €5 a month. Cancel anytime.

Check bunq

Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.

Searching…

bunq, its assistant Finn and MCP

bunq has its own AI assistant, Finn, inside the bunq app – since December 2023, fully conversational since May 2024. Finn answers about your bunq accounts, in bunq's app. bunq also has a public API, which it opened when it moved into Germany.

BankingMCP connects bunq through its German branch in Cologne (BIC BUNQDE82), which also issues German IBANs. That brings your bunq accounts into Claude, ChatGPT or another assistant, next to the rest of your banks.

As of November 2026, from bunq's announcements on Finn and its German branch. Banks change their products; check with the bank for the current state.

bunq: BIC, bank code and connection

BIC
BUNQDE82XXX
Bank code
37019000
Seat
Köln
Connection
XS2A (PSD2)
You log in with
Shown in the bank's own web form
Pending transactions
Not available
Standing orders
Not available

From our copy of the bank directory, so it can lag behind a change at the bank. The check above is live.

What bunq looks like in Windsurf

You

Which subscriptions are still charging my bunq account, and what do they cost a year?

Windsurf

search_transactions· bunq · last 12 months

Seven subscriptions charged your bunq account in the last 12 months, together €1,086.40 a year. Two of them do the same job: you pay for two cloud storage plans.

Example conversation with fictional names and amounts.

What you can ask Windsurf about bunq

  • “What's the balance on my bunq account right now?”
  • “How much did I spend on groceries last month?”
  • “Which subscriptions are still charging my bunq account?”
  • “Did both tenants pay their rent this month?”

Connecting bunq through regulated bank access

  • Read-only. Over MCP your assistant only gets read tools: it can list accounts, read balances and search transactions. There is no payment tool in this connection.
  • You log in at bunq itself. Access runs through finAPI, a PSD2-licensed account information service, and your banking credentials never reach BankingMCP.
  • BankingMCP doesn't keep your balances and transactions; it fetches them for each question your assistant asks. Only account details and an access log, kept for 90 days, are stored.
  • Every assistant gets its own address. Deactivate one and its access to your bunq account stops immediately.

Questions about bunq

Why not just ask bunq's Finn?
Finn knows your bunq accounts and runs in the bunq app. If bunq is one bank among several, BankingMCP lets Claude or ChatGPT answer across all of them in one conversation.
What is MCP?
The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your bunq account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
Does BankingMCP support bunq?
Yes. bunq is listed in the bank directory with a XS2A (PSD2) interface, which is how BankingMCP connects. The live check on this page confirms your exact institution.
Do I need to install an app to use bunq with Windsurf?
No. BankingMCP runs in the browser on any computer or phone. You connect bunq once, then add one address to Windsurf.
Does my assistant see my bunq balance?
Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time bunq last delivered it.
How up to date are my bunq transactions?
Your assistant fetches your balance and transactions with every question and gets them as bunq last delivered them, with a timestamp. If the bunq consent expires, it only sees the last state until you log in again – and tells you so.
Can I use bunq together with other banks?
Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.
Does my assistant see my bunq login?
No. You log in at bunq in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.
Do I need programming skills to use bunq with Windsurf?
No. You connect bunq in the browser and add one address to Windsurf. Every assistant has a step-by-step guide.
Can my assistant transfer money from my bunq account?
No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
What happens if I want to cut off access?
Each assistant has its own address. Deactivate or remove the one you gave Windsurf and it stops working immediately, without touching your other assistants.

Banks related to bunq

The same connection works for these. Each guide is set up for Windsurf.

More assistants for bunq

Same bunq connection, another assistant. Each guide follows that assistant's own settings.

Use Windsurf with another bank

Every bank runs on the same plan for €5 a month. Connect several and Windsurf answers across all your accounts at once.

All banks →

Ready to connect bunq to Windsurf?

7 days free, then €5 a month. Cancel anytime.

Connect bunq to Windsurf now →