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Neobank · Setup guide

Connect Kontist to Windsurf

This guide gives Windsurf read-only access to your Kontist account. You sign in to Kontist once in its own web form, add BankingMCP to Windsurf, and ask about balances and transactions. No app, no code.

BankingMCP€5 a month

Short answer

Yes, Kontist works. It is in the bank directory BankingMCP connects through, via XS2A (PSD2). Your assistant gets your balance and transactions, read-only, for €5 a month after a 7-day free trial. Nothing to install. Windsurf reads your Kontist accounts through BankingMCP: list accounts, read balances, search transactions. It cannot move money.

Connect Kontist to Windsurf now →

7 days free, then €5 a month. Cancel anytime.

Guide: connecting Kontist to Windsurf

Two parts, about five minutes: first you share your Kontist accounts with BankingMCP, then you add BankingMCP to Windsurf.

Share Kontist with BankingMCP

  1. Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
  2. In BankingMCP, search for “Kontist” and sign in to Kontist in its own web form. Your banking credentials never reach us.

Add BankingMCP to Windsurf

  1. In BankingMCP, add Windsurf as an assistant and copy its personal MCP address.
  2. Add the entry shown here to ~/.config/devin/mcp_config.json, or run devin mcp add bankingmcp followed by your address.
  3. Reload the agent and ask about your accounts.
  4. Ask Windsurf your first question, for example: “How much is in our Kontist business account right now?”
~/.config/devin/mcp_config.json
{
  "mcpServers": {
    "bankingmcp": {
      "url": "https://banking-mcp.com/api/mcp/<your-token>",
      "transport": "http"
    }
  }
}

This address is an example. You get your own after signing up, and it works like a password.

Full Windsurf guide →

Good to know about Kontist

  • If you share several accounts at Kontist, your assistant sees all of them. You can add more accounts later with one click.
  • Banks ask you to confirm access again after a set period. BankingMCP shows you when the Kontist consent expires; after that you log in once more.

Good to know about Windsurf

  • Still on the older Cascade agent? Add the same address as serverUrl in ~/.codeium/windsurf/mcp_config.json.
Connect Kontist to Windsurf now →

7 days free, then €5 a month. Cancel anytime.

Check Kontist

Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.

Searching…

Kontist by Shine

Kontist belongs to Ageras since 2022 and in 2026 became “Kontist by Shine”, next to sevdesk by Shine. The account itself is held at Solaris, so the bank directory lists it as “Kontist (Solaris)” – search for “Kontist” when you connect.

Kontist's app sets money aside for tax. With BankingMCP your assistant reads the same transactions and can sum up income, expenses and late payers – for your own overview, not as tax advice.

As of November 2026, from Kontist's help pages on Kontist by Shine. Banks change their products; check with the bank for the current state.

Kontist: BIC, bank code and connection

BIC
SOBKDEBBXXX
Bank code
11010100
Seat
Berlin
Connection
XS2A (PSD2)
You log in with
Shown in the bank's own web form
Pending transactions
Not available
Standing orders
Available

From our copy of the bank directory, so it can lag behind a change at the bank. The check above is live.

What Kontist looks like in Windsurf

You

Has the Müller GmbH invoice for €4,760 arrived in our Kontist account yet?

Windsurf

search_transactions· Kontist · Müller GmbH

Yes. €4,760.00 arrived from Müller GmbH on 2 October, with invoice number 2026-118 in the reference. That was 9 days after the due date.

Example conversation with fictional names and amounts.

What you can ask Windsurf about Kontist

  • “What did I earn and spend last quarter, from my Kontist transactions?”
  • “Which clients paid me late this year?”
  • “Which expenses this month look like business costs?”
  • “How much came in from my three biggest clients this year?”

Connecting Kontist through regulated bank access

  • Read-only. Over MCP your assistant only gets read tools: it can list accounts, read balances and search transactions. There is no payment tool in this connection.
  • You log in at Kontist itself. Access runs through finAPI, a PSD2-licensed account information service, and your banking credentials never reach BankingMCP.
  • BankingMCP doesn't keep your balances and transactions; it fetches them for each question your assistant asks. Only account details and an access log, kept for 90 days, are stored.
  • Every assistant gets its own address. Deactivate one and its access to your Kontist account stops immediately.

Questions about Kontist

What is MCP?
The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your Kontist account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
Does BankingMCP support Kontist?
Yes. Kontist is listed in the bank directory with a XS2A (PSD2) interface, which is how BankingMCP connects. The live check on this page confirms your exact institution.
Do I need to install an app to use Kontist with Windsurf?
No. BankingMCP runs in the browser on any computer or phone. You connect Kontist once, then add one address to Windsurf.
Does my assistant see my Kontist balance?
Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time Kontist last delivered it.
How up to date are my Kontist transactions?
Your assistant fetches your balance and transactions with every question and gets them as Kontist last delivered them, with a timestamp. If the Kontist consent expires, it only sees the last state until you log in again – and tells you so.
Can I use Kontist together with other banks?
Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.
Does my assistant see my Kontist login?
No. You log in at Kontist in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.
Do I need programming skills to use Kontist with Windsurf?
No. You connect Kontist in the browser and add one address to Windsurf. Every assistant has a step-by-step guide.
Can my assistant transfer money from my Kontist account?
No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
What happens if I want to cut off access?
Each assistant has its own address. Deactivate or remove the one you gave Windsurf and it stops working immediately, without touching your other assistants.

Banks related to Kontist

The same connection works for these. Each guide is set up for Windsurf.

More assistants for Kontist

Same Kontist connection, another assistant. Each guide follows that assistant's own settings.

Use Windsurf with another bank

Every bank runs on the same plan for €5 a month. Connect several and Windsurf answers across all your accounts at once.

All banks →

Ready to connect Kontist to Windsurf?

7 days free, then €5 a month. Cancel anytime.

Connect Kontist to Windsurf now →