BankingMCP

Branch bank · Setup guide

Connect Targobank to Windsurf

This guide gives Windsurf read-only access to your Targobank account. You sign in to Targobank once in its own web form, add BankingMCP to Windsurf, and ask about balances and transactions. No app, no code.

Short answer

Yes, Targobank works. It is in the bank directory BankingMCP connects through, via XS2A (PSD2). Your assistant gets your balance and transactions, read-only, for €5 a month after a 7-day free trial. Nothing to install. Windsurf reads your Targobank accounts through BankingMCP: list accounts, read balances, search transactions. It cannot move money.

Connect Targobank to Windsurf now →

7 days free, then €5 a month. Cancel anytime.

Guide: connecting Targobank to Windsurf

Two parts, about five minutes: first you share your Targobank accounts with BankingMCP, then you add BankingMCP to Windsurf.

Share Targobank with BankingMCP

  1. Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
  2. In BankingMCP, search for “Targobank” and sign in to Targobank in its own web form with Benutzername and Passwort. Your banking credentials never reach us.

Add BankingMCP to Windsurf

  1. In BankingMCP, add Windsurf as an assistant and copy its personal MCP address.
  2. Add the entry shown here to ~/.config/devin/mcp_config.json, or run devin mcp add bankingmcp followed by your address.
  3. Reload the agent and ask about your accounts.
  4. Ask Windsurf your first question, for example: “What's the balance on my Targobank account right now?”
~/.config/devin/mcp_config.json
{
  "mcpServers": {
    "bankingmcp": {
      "url": "https://banking-mcp.com/api/mcp/<your-token>",
      "transport": "http"
    }
  }
}

This address is an example. You get your own after signing up, and it works like a password.

Full Windsurf guide →

Good to know about Targobank

  • Targobank asks for your username and password – the same as in its app. You approve with easyTAN in the Targobank app.
  • If you share several accounts at Targobank, your assistant sees all of them. You can add more accounts later with one click.
  • Banks ask you to confirm access again after a set period. BankingMCP shows you when the Targobank consent expires; after that you log in once more.

Good to know about Windsurf

  • Still on the older Cascade agent? Add the same address as serverUrl in ~/.codeium/windsurf/mcp_config.json.
Connect Targobank to Windsurf now →

7 days free, then €5 a month. Cancel anytime.

Check Targobank

Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.

Searching…

Targobank: BIC, bank code and connection

BIC
CMCIDEDDXXX
Bank code
30020900
Seat
Düsseldorf
Connection
XS2A (PSD2)
You log in with
Benutzername · Passwort
Pending transactions
Not available
Standing orders
Available

From our copy of the bank directory, so it can lag behind a change at the bank. The check above is live.

What Targobank looks like in Windsurf

You

Which subscriptions are still charging my Targobank account, and what do they cost a year?

Windsurf

search_transactions· Targobank · last 12 months

Seven subscriptions charged your Targobank account in the last 12 months, together €1,086.40 a year. Two of them do the same job: you pay for two cloud storage plans.

Example conversation with fictional names and amounts.

What you can ask Windsurf about Targobank

  • “What's left on my Targobank account after rent and loan instalment?”
  • “How much have I paid towards my Targobank loan this year?”
  • “What did I spend on my credit card last month?”
  • “Which subscriptions are still charging my Targobank account?”

Connecting Targobank through regulated bank access

  • Read-only. Over MCP your assistant only gets read tools: it can list accounts, read balances and search transactions. There is no payment tool in this connection.
  • You log in at Targobank itself. Access runs through finAPI, a PSD2-licensed account information service, and your banking credentials never reach BankingMCP.
  • BankingMCP doesn't keep your balances and transactions; it fetches them for each question your assistant asks. Only account details and an access log, kept for 90 days, are stored.
  • Every assistant gets its own address. Deactivate one and its access to your Targobank account stops immediately.

Questions about Targobank

What is MCP?
The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your Targobank account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
Does BankingMCP support Targobank?
Yes. Targobank is listed in the bank directory with a XS2A (PSD2) interface, which is how BankingMCP connects. The live check on this page confirms your exact institution.
Do I need to install an app to use Targobank with Windsurf?
No. BankingMCP runs in the browser on any computer or phone. You connect Targobank once, then add one address to Windsurf.
Does my assistant see my Targobank balance?
Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time Targobank last delivered it.
How up to date are my Targobank transactions?
Your assistant fetches your balance and transactions with every question and gets them as Targobank last delivered them, with a timestamp. If the Targobank consent expires, it only sees the last state until you log in again – and tells you so.
Can I use Targobank together with other banks?
Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.
What do I need to log in to Targobank?
Targobank's own login form asks for: Benutzername and Passwort. You enter them at Targobank, not at BankingMCP and not in the chat.
Does my assistant see my Targobank login?
No. You log in at Targobank in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.
Do I need programming skills to use Targobank with Windsurf?
No. You connect Targobank in the browser and add one address to Windsurf. Every assistant has a step-by-step guide.
Can my assistant transfer money from my Targobank account?
No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
What happens if I want to cut off access?
Each assistant has its own address. Deactivate or remove the one you gave Windsurf and it stops working immediately, without touching your other assistants.

Banks related to Targobank

The same connection works for these. Each guide is set up for Windsurf.

Ready to connect Targobank to Windsurf?

7 days free, then €5 a month. Cancel anytime.