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Direct bank · Setup guide

Connect DKB to ChatGPT

This guide gives ChatGPT read-only access to your DKB account. You sign in to DKB once in its own web form, add BankingMCP to ChatGPT, and ask about balances and transactions. No app, no code.

BankingMCP€5 a month

Short answer

Yes, DKB works. It is in the bank directory BankingMCP connects through, via XS2A (PSD2). Your assistant gets your balance and transactions, read-only, for €5 a month after a 7-day free trial. Nothing to install. ChatGPT reads your DKB accounts through BankingMCP: list accounts, read balances, search transactions. It cannot move money.

Connect DKB to ChatGPT now →

7 days free, then €5 a month. Cancel anytime.

Guide: connecting DKB to ChatGPT

Two parts, about five minutes: first you share your DKB accounts with BankingMCP, then you add BankingMCP to ChatGPT.

Share DKB with BankingMCP

  1. Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
  2. In BankingMCP, search for “DKB” and sign in to DKB in its own web form with Anmeldename and Passwort. Your banking credentials never reach us.

Add BankingMCP to ChatGPT

  1. In BankingMCP, add ChatGPT as an assistant and copy its personal MCP address.
  2. In ChatGPT, open Settings → Security and login and turn on Developer mode.
  3. Open Plugins, click +, name it BankingMCP, paste your MCP address and choose No authentication.
  4. Start a chat, pick BankingMCP under Developer mode and ask your question.
  5. Ask ChatGPT your first question, for example: “What's the balance on my DKB account right now?”
MCP address
https://banking-mcp.com/api/mcp/<your-token>

This address is an example. You get your own after signing up, and it works like a password.

Full ChatGPT guide →

Good to know about DKB

  • DKB asks for your login name (Anmeldename) and password. You approve in the DKB app or with chipTAN.
  • If you share several accounts at DKB, your assistant sees all of them. You can add more accounts later with one click.
  • Banks ask you to confirm access again after a set period. BankingMCP shows you when the DKB consent expires; after that you log in once more.

Good to know about ChatGPT

  • Developer mode needs ChatGPT Plus, Pro, Business, Enterprise or Edu on the web. In workspaces an admin has to allow custom MCP connectors first.
Connect DKB to ChatGPT now →

7 days free, then €5 a month. Cancel anytime.

Check DKB

Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.

Searching…

Is there an official DKB MCP?

No. DKB, a subsidiary of BayernLB with about 5.9 million customers, has its own AI support in the app and web banking, based on OpenAI since April 2024 – but no MCP server and no API for private customers (as of November 2026).

BankingMCP connects your DKB account through regulated PSD2 access, so Claude, ChatGPT or another assistant reads your balances and transactions – next to your other banks, read-only.

As of November 2026, from DKB's investor pages and its page on AI support. Banks change their products; check with the bank for the current state.

DKB: BIC, bank code and connection

BIC
BYLADEM1001
Bank code
12030000
Seat
Berlin
Connection
XS2A (PSD2)
You log in with
Anmeldename · Passwort
Pending transactions
Available
Standing orders
Available

From our copy of the bank directory, so it can lag behind a change at the bank. The check above is live.

What DKB looks like in ChatGPT

You

Which subscriptions are still charging my DKB account, and what do they cost a year?

ChatGPT

search_transactions· DKB · last 12 months

Seven subscriptions charged your DKB account in the last 12 months, together €1,086.40 a year. Two of them do the same job: you pay for two cloud storage plans.

Example conversation with fictional names and amounts.

What you can ask ChatGPT about DKB

  • “What's the balance on my DKB account right now?”
  • “How much did I spend on groceries last month?”
  • “Which subscriptions are still charging my DKB account?”
  • “Did both tenants pay their rent this month?”

Connecting DKB through regulated bank access

  • Read-only. Over MCP your assistant only gets read tools: it can list accounts, read balances and search transactions. There is no payment tool in this connection.
  • You log in at DKB itself. Access runs through finAPI, a PSD2-licensed account information service, and your banking credentials never reach BankingMCP.
  • BankingMCP doesn't keep your balances and transactions; it fetches them for each question your assistant asks. Only account details and an access log, kept for 90 days, are stored.
  • Every assistant gets its own address. Deactivate one and its access to your DKB account stops immediately.

Questions about DKB

Is there an official DKB API or MCP server?
Not for private customers (as of November 2026). DKB's AI support answers inside DKB's own banking; BankingMCP brings your DKB account into the assistant you already use.
What is MCP?
The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your DKB account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
Does BankingMCP support DKB?
Yes. DKB is listed in the bank directory with a XS2A (PSD2) interface, which is how BankingMCP connects. The live check on this page confirms your exact institution.
Do I need to install an app to use DKB with ChatGPT?
No. BankingMCP runs in the browser on any computer or phone. You connect DKB once, then add one address to ChatGPT.
Does my assistant see my DKB balance?
Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time DKB last delivered it.
How up to date are my DKB transactions?
Your assistant fetches your balance and transactions with every question and gets them as DKB last delivered them, with a timestamp. If the DKB consent expires, it only sees the last state until you log in again – and tells you so.
Can I use DKB together with other banks?
Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.
What do I need to log in to DKB?
DKB's own login form asks for: Anmeldename and Passwort. You enter them at DKB, not at BankingMCP and not in the chat.
Does my assistant see my DKB login?
No. You log in at DKB in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.
Do I need programming skills to use DKB with ChatGPT?
No. You connect DKB in the browser and add one address to ChatGPT. Every assistant has a step-by-step guide.
Can my assistant transfer money from my DKB account?
No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
What happens if I want to cut off access?
Each assistant has its own address. Deactivate or remove the one you gave ChatGPT and it stops working immediately, without touching your other assistants.

Banks related to DKB

The same connection works for these. Each guide is set up for ChatGPT.

More assistants for DKB

Same DKB connection, another assistant. Each guide follows that assistant's own settings.

Use ChatGPT with another bank

Every bank runs on the same plan for €5 a month. Connect several and ChatGPT answers across all your accounts at once.

All banks →

Ready to connect DKB to ChatGPT?

7 days free, then €5 a month. Cancel anytime.

Connect DKB to ChatGPT now →