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Neobank · Setup guide

Connect Trade Republic to ChatGPT

This guide gives ChatGPT read-only access to your Trade Republic account. You sign in to Trade Republic once in its own web form, add BankingMCP to ChatGPT, and ask about balances and transactions. No app, no code.

BankingMCP€5 a month

Short answer

Yes, Trade Republic works. It is in the bank directory BankingMCP connects through, and you log in with Telefonnummer and PIN. Your assistant gets your balance and transactions, read-only, for €5 a month after a 7-day free trial. Nothing to install. ChatGPT reads your Trade Republic accounts through BankingMCP: list accounts, read balances, search transactions. It cannot move money.

Connect Trade Republic to ChatGPT now →

7 days free, then €5 a month. Cancel anytime.

Guide: connecting Trade Republic to ChatGPT

Two parts, about five minutes: first you share your Trade Republic accounts with BankingMCP, then you add BankingMCP to ChatGPT.

Share Trade Republic with BankingMCP

  1. Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
  2. In BankingMCP, search for “Trade Republic” and sign in to Trade Republic in its own web form with Telefonnummer and PIN. Your banking credentials never reach us.

Add BankingMCP to ChatGPT

  1. In BankingMCP, add ChatGPT as an assistant and copy its personal MCP address.
  2. In ChatGPT, open Settings → Security and login and turn on Developer mode.
  3. Open Plugins, click +, name it BankingMCP, paste your MCP address and choose No authentication.
  4. Start a chat, pick BankingMCP under Developer mode and ask your question.
  5. Ask ChatGPT your first question, for example: “What's the balance on my Trade Republic account right now?”
MCP address
https://banking-mcp.com/api/mcp/<your-token>

This address is an example. You get your own after signing up, and it works like a password.

Full ChatGPT guide →

Good to know about Trade Republic

  • Your assistant doesn't see your portfolio: positions, prices and orders stay out. It sees the Trade Republic cash account with its balance, interest and transactions.
  • If you share several accounts at Trade Republic, your assistant sees all of them. You can add more accounts later with one click.
  • Banks ask you to confirm access again after a set period. BankingMCP shows you when the Trade Republic consent expires; after that you log in once more.

Good to know about ChatGPT

  • Developer mode needs ChatGPT Plus, Pro, Business, Enterprise or Edu on the web. In workspaces an admin has to allow custom MCP connectors first.
Connect Trade Republic to ChatGPT now →

7 days free, then €5 a month. Cancel anytime.

Check Trade Republic

Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.

Searching…

Is there an official Trade Republic MCP?

No. Trade Republic offers no public API and no MCP server of its own (as of October 2026). The Trade Republic MCP servers on GitHub are private projects that rebuild the app's internal interface: you run them on your own computer and hand them your phone number and PIN.

BankingMCP takes a different route. The connection runs through finAPI, a BaFin-supervised account information service. You log in once in finAPI's form, and your assistant gets read-only access to accounts, balances and transactions – with nothing to install and no PIN in a config file.

Three ways to use Trade Republic with Claude or ChatGPT

Access

BankingMCP

finAPI, a BaFin-supervised account information service

Unofficial GitHub MCP

Rebuilt internal app interface of Trade Republic

Via a portfolio tracker

Your data is imported into the tracker; the assistant asks the tracker

Phone number and PIN

BankingMCP

Only in finAPI's form – never at BankingMCP or in the chat

Unofficial GitHub MCP

In environment variables or a config file on your computer

Via a portfolio tracker

With the tracker

Setup

BankingMCP

Add one address to Claude or ChatGPT

Unofficial GitHub MCP

Install Node.js or a compiled program locally

Via a portfolio tracker

Tracker account plus its AI connector

What the assistant sees

BankingMCP

Accounts, balances and transactions

Unofficial GitHub MCP

Depending on the project: positions, cash, prices

Via a portfolio tracker

What the tracker imported

Can it trade?

BankingMCP

No, read-only

Unofficial GitHub MCP

Some projects plan orders; one README warns of real trades

Via a portfolio tracker

No

Terms and support

BankingMCP

A paid service with support

Unofficial GitHub MCP

No support; one README warns the account may be suspended

Via a portfolio tracker

Depends on the tracker

Based on the public READMEs of the Trade Republic MCP projects on GitHub and Trade Republic's offering as of October 2026. Projects change; check the current state before you hand anyone your PIN.

Trade Republic: BIC, bank code and connection

BIC
TRBKDEBBXXX
Bank code
10012345
Seat
Berlin
You log in with
Telefonnummer · PIN
Pending transactions
Not available
Standing orders
Not available

From our copy of the bank directory, so it can lag behind a change at the bank. The check above is live.

What Trade Republic looks like in ChatGPT

You

Which subscriptions are still charging my Trade Republic account, and what do they cost a year?

ChatGPT

search_transactions· Trade Republic · last 12 months

Seven subscriptions charged your Trade Republic account in the last 12 months, together €1,086.40 a year. Two of them do the same job: you pay for two cloud storage plans.

Example conversation with fictional names and amounts.

What you can ask ChatGPT about Trade Republic

  • “How much interest has Trade Republic paid me so far this year?”
  • “What did I spend with my Trade Republic card last month?”
  • “What's the balance on my Trade Republic cash account?”
  • “Which subscriptions run over my Trade Republic card?”

Connecting Trade Republic through regulated bank access

  • Read-only. Over MCP your assistant only gets read tools: it can list accounts, read balances and search transactions. There is no payment tool in this connection.
  • You log in at Trade Republic itself. Access runs through finAPI, a PSD2-licensed account information service, and your banking credentials never reach BankingMCP.
  • BankingMCP doesn't keep your balances and transactions; it fetches them for each question your assistant asks. Only account details and an access log, kept for 90 days, are stored.
  • Every assistant gets its own address. Deactivate one and its access to your Trade Republic account stops immediately.

Questions about Trade Republic

Is there an official Trade Republic API or MCP server?
No. Trade Republic offers no public API and no MCP server of its own (as of October 2026). The MCP servers on GitHub are unofficial and rebuild the internal app interface.
Does my assistant see my Trade Republic portfolio?
BankingMCP delivers accounts, balances and transactions. Individual securities positions, prices and orders are not part of it.
Can Claude or ChatGPT buy shares through BankingMCP?
No. The connection is read-only and has no trading or payment tool.
What is MCP?
The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your Trade Republic account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
Does BankingMCP support Trade Republic?
Yes. Trade Republic is listed in the bank directory BankingMCP connects through, with a login by Telefonnummer and PIN. The live check on this page confirms your exact institution.
Do I need to install an app to use Trade Republic with ChatGPT?
No. BankingMCP runs in the browser on any computer or phone. You connect Trade Republic once, then add one address to ChatGPT.
Does my assistant see my Trade Republic balance?
Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time Trade Republic last delivered it.
How up to date are my Trade Republic transactions?
Your assistant fetches your balance and transactions with every question and gets them as Trade Republic last delivered them, with a timestamp. If the Trade Republic consent expires, it only sees the last state until you log in again – and tells you so.
Can I use Trade Republic together with other banks?
Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.
What do I need to log in to Trade Republic?
Trade Republic's own login form asks for: Telefonnummer and PIN. You enter them at Trade Republic, not at BankingMCP and not in the chat.
Does my assistant see my Trade Republic login?
No. You log in at Trade Republic in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.
Do I need programming skills to use Trade Republic with ChatGPT?
No. You connect Trade Republic in the browser and add one address to ChatGPT. Every assistant has a step-by-step guide.
Can my assistant transfer money from my Trade Republic account?
No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
What happens if I want to cut off access?
Each assistant has its own address. Deactivate or remove the one you gave ChatGPT and it stops working immediately, without touching your other assistants.

Banks related to Trade Republic

The same connection works for these. Each guide is set up for ChatGPT.

More assistants for Trade Republic

Same Trade Republic connection, another assistant. Each guide follows that assistant's own settings.

Use ChatGPT with another bank

Every bank runs on the same plan for €5 a month. Connect several and ChatGPT answers across all your accounts at once.

All banks →

Ready to connect Trade Republic to ChatGPT?

7 days free, then €5 a month. Cancel anytime.

Connect Trade Republic to ChatGPT now →