Is there an official Wise MCP?

No (as of November 2026). There are community MCP servers that use a Wise API token. For EU customers that token can't read balance statements, because of PSD2; BankingMCP uses the regulated PSD2 route instead.

The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your Wise account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.

Does BankingMCP support Wise?

Use the check on this page: it searches the live bank directory. If your institution appears there, you can connect it.

Do I need to install an app to use Wise with ChatGPT?

No. BankingMCP runs in the browser on any computer or phone. You connect Wise once, then add one address to ChatGPT.

Does my assistant see my Wise balance?

Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time Wise last delivered it.

How up to date are my Wise transactions?

Your assistant fetches your balance and transactions with every question and gets them as Wise last delivered them, with a timestamp. If the Wise consent expires, it only sees the last state until you log in again – and tells you so.

Can I use Wise together with other banks?

Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.

Does my assistant see my Wise login?

No. You log in at Wise in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.

Do I need programming skills to use Wise with ChatGPT?

No. You connect Wise in the browser and add one address to ChatGPT. Every assistant has a step-by-step guide.

Can my assistant transfer money from my Wise account?

No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.

What happens if I want to cut off access?

Each assistant has its own address. Deactivate or remove the one you gave ChatGPT and it stops working immediately, without touching your other assistants.

Neobank · Setup guide

Connect Wise to ChatGPT

This guide gives ChatGPT read-only access to your Wise account. You sign in to Wise once in its own web form, add BankingMCP to ChatGPT, and ask about balances and transactions. No app, no code.

BankingMCP€5 a month

Short answer

Check Wise with the live search below. If it shows up, your assistant gets your balance and transactions, read-only, for €5 a month after a 7-day free trial. Nothing to install. ChatGPT reads your Wise accounts through BankingMCP: list accounts, read balances, search transactions. It cannot move money.

Connect Wise to ChatGPT now →

7 days free, then €5 a month. Cancel anytime.

Guide: connecting Wise to ChatGPT

Two parts, about five minutes: first you share your Wise accounts with BankingMCP, then you add BankingMCP to ChatGPT.

Share Wise with BankingMCP

Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
In BankingMCP, search for “Wise” and sign in to Wise in its own web form. Your banking credentials never reach us.

Add BankingMCP to ChatGPT

In BankingMCP, add ChatGPT as an assistant and copy its personal MCP address.
In ChatGPT, open Settings → Security and login and turn on Developer mode.
Open Plugins, click +, name it BankingMCP, paste your MCP address and choose No authentication.
Start a chat, pick BankingMCP under Developer mode and ask your question.
Ask ChatGPT your first question, for example: “What's the balance on my Wise account right now?”

MCP address

https://banking-mcp.com/api/mcp/<your-token>

This address is an example. You get your own after signing up, and it works like a password.

Full ChatGPT guide →

Good to know about Wise

If you share several accounts at Wise, your assistant sees all of them. You can add more accounts later with one click.
Banks ask you to confirm access again after a set period. BankingMCP shows you when the Wise consent expires; after that you log in once more.

Good to know about ChatGPT

Developer mode needs ChatGPT Plus, Pro, Business, Enterprise or Edu on the web. In workspaces an admin has to allow custom MCP connectors first.

Connect Wise to ChatGPT now →

7 days free, then €5 a month. Cancel anytime.

Check Wise

Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.

Searching…

Wise, the Wise API and MCP

Wise has a public API with personal tokens, and a few community MCP servers build on it. For customers in the EU and the UK, though, PSD2 rules keep balance statements and payments out of what a personal token may do – which is why those servers can't show you everything. Wise has no MCP server of its own.

BankingMCP connects Wise the regulated way, through the PSD2 interface of Wise Europe SA in Brussels (BIC TRWIBEBB), so you don't create or store an API token. Your assistant reads your balances and transactions, read-only.

As of November 2026, from Wise's API documentation and terms for Wise Europe SA. Banks change their products; check with the bank for the current state.

What Wise looks like in ChatGPT

You

Which subscriptions are still charging my Wise account, and what do they cost a year?

ChatGPT

search_transactions· Wise · last 12 months

Seven subscriptions charged your Wise account in the last 12 months, together €1,086.40 a year. Two of them do the same job: you pay for two cloud storage plans.

Example conversation with fictional names and amounts.

What you can ask ChatGPT about Wise

“How much do I hold in each currency at Wise right now?”
“Which Wise payments did I make in USD last quarter?”
“What did I pay in conversion fees at Wise this year?”
“Did the transfer from my client in the US arrive at Wise?”

Connecting Wise through regulated bank access

Read-only. Over MCP your assistant only gets read tools: it can list accounts, read balances and search transactions. There is no payment tool in this connection.
You log in at Wise itself. Access runs through finAPI, a PSD2-licensed account information service, and your banking credentials never reach BankingMCP.
BankingMCP doesn't keep your balances and transactions; it fetches them for each question your assistant asks. Only account details and an access log, kept for 90 days, are stored.
Every assistant gets its own address. Deactivate one and its access to your Wise account stops immediately.

Questions about Wise

Is there an official Wise MCP?: No (as of November 2026). There are community MCP servers that use a Wise API token. For EU customers that token can't read balance statements, because of PSD2; BankingMCP uses the regulated PSD2 route instead.
What is MCP?: The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your Wise account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
Does BankingMCP support Wise?: Use the check on this page: it searches the live bank directory. If your institution appears there, you can connect it.
Do I need to install an app to use Wise with ChatGPT?: No. BankingMCP runs in the browser on any computer or phone. You connect Wise once, then add one address to ChatGPT.
Does my assistant see my Wise balance?: Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time Wise last delivered it.
How up to date are my Wise transactions?: Your assistant fetches your balance and transactions with every question and gets them as Wise last delivered them, with a timestamp. If the Wise consent expires, it only sees the last state until you log in again – and tells you so.
Can I use Wise together with other banks?: Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.
Does my assistant see my Wise login?: No. You log in at Wise in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.
Do I need programming skills to use Wise with ChatGPT?: No. You connect Wise in the browser and add one address to ChatGPT. Every assistant has a step-by-step guide.
Can my assistant transfer money from my Wise account?: No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
What happens if I want to cut off access?: Each assistant has its own address. Deactivate or remove the one you gave ChatGPT and it stops working immediately, without touching your other assistants.

Banks related to Wise

The same connection works for these. Each guide is set up for ChatGPT.

More assistants for Wise

Same Wise connection, another assistant. Each guide follows that assistant's own settings.

Use ChatGPT with another bank

Every bank runs on the same plan for €5 a month. Connect several and ChatGPT answers across all your accounts at once.

All banks →

Ready to connect Wise to ChatGPT?

7 days free, then €5 a month. Cancel anytime.

Connect Wise to ChatGPT now →