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Direct bank · Setup guide

Connect ING to ChatGPT

This guide gives ChatGPT read-only access to your ING account. You sign in to ING once in its own web form, add BankingMCP to ChatGPT, and ask about balances and transactions. No app, no code.

BankingMCP€5 a month

Short answer

Yes, ING works. It is in the bank directory BankingMCP connects through, via XS2A (PSD2). Your assistant gets your balance and transactions, read-only, for €5 a month after a 7-day free trial. Nothing to install. ChatGPT reads your ING accounts through BankingMCP: list accounts, read balances, search transactions. It cannot move money.

Connect ING to ChatGPT now →

7 days free, then €5 a month. Cancel anytime.

Guide: connecting ING to ChatGPT

Two parts, about five minutes: first you share your ING accounts with BankingMCP, then you add BankingMCP to ChatGPT.

Share ING with BankingMCP

  1. Create a BankingMCP account and start the 7-day free trial. You add payment details at Stripe, and you pay nothing if you cancel within the trial.
  2. In BankingMCP, search for “ING” and sign in to ING in its own web form with your username and password (formerly access number and PIN). Your banking credentials never reach us.

Add BankingMCP to ChatGPT

  1. In BankingMCP, add ChatGPT as an assistant and copy its personal MCP address.
  2. In ChatGPT, open Settings → Security and login and turn on Developer mode.
  3. Open Plugins, click +, name it BankingMCP, paste your MCP address and choose No authentication.
  4. Start a chat, pick BankingMCP under Developer mode and ask your question.
  5. Ask ChatGPT your first question, for example: “What's the balance on my ING account right now?”
MCP address
https://banking-mcp.com/api/mcp/<your-token>

This address is an example. You get your own after signing up, and it works like a password.

Full ChatGPT guide →

Good to know about ING

  • ING has replaced the access number and internet banking PIN with a username and password. You approve in the ING app or with the photoTAN generator.
  • Your assistant doesn't see your ING depot: securities, prices and orders stay out. It sees the accounts with their balances and transactions.
  • If you share several accounts at ING, your assistant sees all of them. You can add more accounts later with one click.
  • Banks ask you to confirm access again after a set period. BankingMCP shows you when the ING consent expires; after that you log in once more.

Good to know about ChatGPT

  • Developer mode needs ChatGPT Plus, Pro, Business, Enterprise or Edu on the web. In workspaces an admin has to allow custom MCP connectors first.
Connect ING to ChatGPT now →

7 days free, then €5 a month. Cancel anytime.

Check ING

Answered live from the bank directory. If your exact institution shows up here, BankingMCP can connect to it.

Searching…

Is there an official ING MCP?

No. ING Germany offers no MCP server and no API for private customers (as of November 2026). It has its own AI chatbot in support, but that one answers about ING's products, not about your account in Claude or ChatGPT.

BankingMCP connects your ING account through regulated PSD2 access. Your assistant reads the accounts you share and their transactions, read-only, next to your other banks.

Your assistant doesn't see your ING depot: securities, prices and orders stay out. It sees the accounts with their balances and transactions.

As of November 2026, from ING's pages on the new login and its 2025 press releases. Banks change their products; check with the bank for the current state.

ING: BIC, bank code and connection

BIC
INGDDEFFXXX
Bank code
50010517
Seat
Frankfurt am Main
Connection
XS2A (PSD2)
You log in with
Shown in the bank's own web form
Pending transactions
Available
Standing orders
Available

From our copy of the bank directory, so it can lag behind a change at the bank. The check above is live.

What ING looks like in ChatGPT

You

Which subscriptions are still charging my ING account, and what do they cost a year?

ChatGPT

search_transactions· ING · last 12 months

Seven subscriptions charged your ING account in the last 12 months, together €1,086.40 a year. Two of them do the same job: you pay for two cloud storage plans.

Example conversation with fictional names and amounts.

What you can ask ChatGPT about ING

  • “What's the balance on my ING account right now?”
  • “How much did I spend on groceries last month?”
  • “Which subscriptions are still charging my ING account?”
  • “Did both tenants pay their rent this month?”

Connecting ING through regulated bank access

  • Read-only. Over MCP your assistant only gets read tools: it can list accounts, read balances and search transactions. There is no payment tool in this connection.
  • You log in at ING itself. Access runs through finAPI, a PSD2-licensed account information service, and your banking credentials never reach BankingMCP.
  • BankingMCP doesn't keep your balances and transactions; it fetches them for each question your assistant asks. Only account details and an access log, kept for 90 days, are stored.
  • Every assistant gets its own address. Deactivate one and its access to your ING account stops immediately.

Questions about ING

Is there an official ING API or MCP server?
Not for private customers (as of November 2026). ING's PSD2 interface is open only to licensed providers; BankingMCP uses it through finAPI.
What is MCP?
The Model Context Protocol is an open standard that lets AI assistants like Claude or ChatGPT use outside tools. BankingMCP makes your ING account available as an MCP server, so your assistant looks up balances and transactions directly instead of you uploading bank statements.
Does BankingMCP support ING?
Yes. ING is listed in the bank directory with a XS2A (PSD2) interface, which is how BankingMCP connects. The live check on this page confirms your exact institution.
Do I need to install an app to use ING with ChatGPT?
No. BankingMCP runs in the browser on any computer or phone. You connect ING once, then add one address to ChatGPT.
Does my assistant see my ING balance?
Yes, along with your transactions. Your assistant reads the balance when it asks, together with the time ING last delivered it.
How up to date are my ING transactions?
Your assistant fetches your balance and transactions with every question and gets them as ING last delivered them, with a timestamp. If the ING consent expires, it only sees the last state until you log in again – and tells you so.
Can I use ING together with other banks?
Yes. Connect up to 50 accounts across several banks, personal and business. Your assistant answers across all of them, and the price stays at €5 a month.
What do I need to log in to ING?
ING's own login form asks for: your username and password (formerly access number and PIN). You enter them at ING, not at BankingMCP and not in the chat.
Does my assistant see my ING login?
No. You log in at ING in its own web form. Neither BankingMCP nor your assistant ever receives your PIN, password or TAN.
Do I need programming skills to use ING with ChatGPT?
No. You connect ING in the browser and add one address to ChatGPT. Every assistant has a step-by-step guide.
Can my assistant transfer money from my ING account?
No. The connection is read-only and has no payment tool. Payments are planned as a separate feature, where you approve every transfer in your own banking app.
What happens if I want to cut off access?
Each assistant has its own address. Deactivate or remove the one you gave ChatGPT and it stops working immediately, without touching your other assistants.

Banks related to ING

The same connection works for these. Each guide is set up for ChatGPT.

More assistants for ING

Same ING connection, another assistant. Each guide follows that assistant's own settings.

Use ChatGPT with another bank

Every bank runs on the same plan for €5 a month. Connect several and ChatGPT answers across all your accounts at once.

All banks →

Ready to connect ING to ChatGPT?

7 days free, then €5 a month. Cancel anytime.

Connect ING to ChatGPT now →